Online Shopping: Do’s and Don’ts

August 14th, 2009 by James

Online Shopping Do's and Don’tsIn today’s busy world where we do not have enough time to spend even with our family and loved ones, even the thought of spending several hours shopping for basic needs and luxury products irritates us. This is when most of us go online and shop. If you are still visiting your traditional grocery stores for that reason, it is high time that you switch over to online shopping for greater benefits and to save valuable time and money.

However, there are some things that you need to know before placing your first order on the web.

It is important for you to realize that complete caution and access to knowledge are basic requisites of online shopping. Do not place your orders by sitting in the cyber cafes, as many evil-minded people can make fraudulent usage of your important details. Before making the payment, have a word (verbal or email) with the seller to confirm his authenticity. Read reviews about the business you have selected to understand its reliability. Always try to pay by a credit card or an online payment service. This is because if you are using these payment modes, you are protected by law and your liability is limited to just $50 in case a fraud happens to you. Payment options such as debit card or wire transfer are not good as it may be difficult, if not impossible, to avoid a fraud or theft of critical account information. Make sure the website supports encryption and its URL begins with “https://“-and not just “http://“.

Always take some time to read the terms and conditions of a purchase along with privacy and return policies before you order anything. In addition to that, make sure that you have up-to-date security software installed on your PC to avoid the risk of contracting a virus or malware or identity theft. Once you placed the order and receive the same, immediately inspect it as soon as it arrives and if there is any problem, immediately notify the seller. Do not forget to check your credit card and bank statements on a regular basis to ensure that you were charged the right amount and that no extras were added to your order bill. In case of a fraudulent transaction, immediately inform the seller, law authorities, and your banker.

By observing these basic do’s and don’ts of online shopping, you can stay comfortable and secure in the best possible way.

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